Business Insurance
Protect your business with comprehensive commercial insurance. From liability to property coverage, we help Idaho entrepreneurs safeguard their investment.
What's Covered
- General liability for third-party claims
- Commercial property coverage
- Business income/interruption insurance
- Workers' compensation
- Professional liability (errors & omissions)
- Commercial auto coverage
Who Needs This Coverage
- Small business owners and entrepreneurs
- Contractors and construction companies
- Retail shops and restaurants
- Professional service providers
- Landlords with commercial properties
Common Questions
What is a BOP (Business Owner's Policy)?
A BOP bundles general liability and commercial property coverage into one policy, often at a lower cost than buying them separately. It's a popular choice for small to medium businesses.
Do I need workers' comp if I have employees?
In Idaho, employers are generally required to carry workers' compensation insurance if they have one or more employees. Some exemptions may apply depending on your business structure and industry. We can help you understand the requirements for your specific situation.
How do you determine business insurance costs?
Costs depend on your industry, business size, location, claims history, and coverage needs. We'll gather your information and shop multiple carriers to help find coverage options that fit your budget.
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Licensed in Idaho, Oregon, Washington, and Arizona